If your business handles credit card data, PCI-DSS compliance isn’t optional—it’s essential. Yet for many small and mid-sized businesses, navigating the Payment Card Industry Data Security Standard (PCI-DSS) can feel overwhelming, costly, and time-consuming.
What is Payment Card Industry Data Security Standard (PCI-DSS)?
What is Payment Card Industry Data Security Standard (PCI-DSS)?
The Payment Card Industry Data Security Standard (PCI-DSS) is a globally recognized set of security standards designed to ensure that all companies that process, store, or transmit credit card information maintain a secure environment.
It was developed by the Payment Card Industry Security Standards Council (PCI SSC), which was founded by major credit card brands including Visa, MasterCard, American Express, Discover, and JCB.
What PCI-DSS Aims to Do?
What PCI-DSS Aims to Do?
PCI-DSS was created to:
Protect cardholder data from theft and misuse
Reduce credit card fraud
Provide a consistent framework for securing payment systems
Who Needs to Comply?
Who Needs to Comply?
Any organization—regardless of size or number of transactions—that accepts, processes, stores, or transmits credit card information is required to comply with PCI-DSS. This includes:
Online retailers
Brick-and-mortar stores
Service providers
SaaS platforms that handle payments